Family Protection Platform

You may already have
₹5 Lakh+₹12 Lakh+₹25 Lakh+₹40 Lakh+ protection hidden in your SBI account.HDFC debit card.credit cards.employer benefits.

Indians lose thousands of crores every year in unclaimed protection. We help you find yours.

Family protected by Covy — credit card benefits, bank account benefits, and insurance policies all in one place

Discover Hidden Covers

Scan your accounts and cards to find unclaimed benefits.

All Your Protection in One Place

View and manage all your policies, accounts and card benefits.

Secure for Your Family

Invite family members and make sure they’re always protected.

Emergency Access

Critical information your family can access when it matters most.

Smart Reports & Insights

Get personalized insights and keep your protection up to date.

The protection gap is real

Most Indian families have insurance they never claim — because they never knew it existed.

₹1.5 Lakh Cr+

Unclaimed insurance in India

80%

Don't know about card & bank covers

46%

Claims rejected due to wrong process

How it works

Three steps to complete family protection. No paperwork, no calls, no agents.

1

Discover hidden covers

We check your bank accounts, credit cards, and employer benefits for insurance you didn't know you had.

2

Add your existing policies

Upload a PDF or photo. Our AI reads the document and extracts every detail — explained in plain English.

3

Share with family

Invite your spouse, parents, or children. In an emergency, they can instantly access everything they need.

Hidden protection you probably have

Most people are surprised by what we find. Here are the most common hidden covers.

Credit Card Insurance

  • Air accident cover up to ₹50L
  • Purchase protection
  • Travel insurance
  • Lost card liability cover

Bank Account Benefits

  • Personal accident cover
  • Free life insurance
  • ATM transaction insurance
  • Debit card protection

Employer Benefits

  • Group health insurance
  • Group life insurance
  • Personal accident cover
  • Maternity benefits

Government Schemes

  • PM Jeevan Jyoti Yojana
  • PM Suraksha Bima Yojana
  • Ayushman Bharat
  • Atal Pension Yojana

Don't let your family lose what's rightfully theirs

It takes 2 minutes to discover protection you didn't know you had. It could save your family lakhs.